exclusive partner of

Appraisal of homes and all types of real estate

Find Property the true value of a Property

We provide you with a detailed and accurate report on the value of your property at the best price and with no hassle. Backed by our exclusive partner, Tinsa by Accumin.

#1 according to our customers

4,6 (4,091 reviews)

Use the cadastral reference and save time by identifying your Property.

Our services

Approach the purchase or sale of any Property with confidence

Valuations for estates

Mortgage Appraisal

Judicial assessments

Income Statement

Expropriation proceedings

Measurement of land

Why should you request an Appraisal applying for a mortgage?

Requesting an Appraisal obtaining a mortgage for a home is crucial because it determines the property’s mercado value, can influence loan terms—such as the loan amount and interest rate—and protects the buyer by providing accurate information to make informed decisions about the purchase.

With Tinsa by Accumin's expertise and precision, getting your Appraisal a quick and hassle-free process.

Our Value Proposition

How do I request an Appraisal home Appraisal ?

Request your Appraisal and securely in 4 easy steps through our online process.

Complete the form

We will ask you for the location or cadastral reference of the Property, and its characteristics. You will get a quotation and you will be able to start the Appraisal process immediately.

Property visit and inspection

The appraiser in the assigned area will contact you as soon as possible to arrange the visit and you will also receive their details by SMS in case you need to contact them directly.

Preparation of the report

We verify the necessary documents and complete the information with a mercado study mercado determine the value of your Property.

Sending the Appraisal mail

Our team of experts will verify all the information to ensure the accuracy of the data and will deliver your official Appraisal by email.

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Required documents

What do I need to request an Appraisal?

All you'll need is the address or property ID number and the nota simple.
If you're missing anything, don't worry—we can help you get it.

Required

Address or cadastral reference

Paying for the offer online is faster; all administrative procedures are handled automatically, so you won't need to do anything else.

Required

Nota simple

Now it's easier than ever to get the nota simple registry note. Just complete a simple online form and you will receive the note in just 24 business hours.

Request nota simple

Recommended

Energy Performance Certificate

The Energy Efficiency Certificate (EEC) is a document that can increase the value of the house, facilitate tax deductions, reduce economic risks and prevent future financial problems.

*Compulsory by law in the purchase and sale and rental of real estate, not having it can lead to fines of up to 6,000 €.

Request energy certificate

Tinsa, part of Accumin, mercado leaders

Trust in our impartiality and reputation, recognized by all financial institutions and the government. Have your property appraised by us and negotiate your mortgage with complete freedom.

Appraisal of homes and all types of real estate

When might I need a real estate Appraisal ?

Inheritance

We help you understand the real value of the assets to be distributed in an herencia that the distribution is fair and equitable.

Mortgage Appraisal

Apply instantly and online for your mortgage Appraisal , whether you are a company, entity or individual.

Legal Proceedings

We provide valuation reports for legal proceedings, determining the mercado value mercado properties for fines .

Income Statement

We offer mercado analysis mercado help you make informed decisions about leasing properties.

Expropriations

Establishes just compensation for the owner who loses his property due to expropriation / foreclosure

Measurement of land

Our extensive network of architects and quantity surveyors will help you accurately determine the exact area and size of your property or land.

We guarantee you support in all occasions when it is necessary to calculate the value of a Property.

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What is MiCasa?

MiCasa an innovative and exclusive tool for our clients, available to all clients who request an Appraisal. It is free and available indefinitely.

Get updates on the value of your property.
Alerts on properties for sale in the area.
Detailed information about the security levels of your property.
Personalized recommendations to improve the value of your home.

MiCasa, the free app for our customers. All you have to do is request an Appraisal us and start enjoying its benefits.

I want to know more

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Access to MiCasa included by applying for your Appraisal

Thousands of people already know the real value of their home thanks to our services.

What our customers say

Frequently asked questions about appraisals

We clear your doubts

How long does it take for Tinsa by Accumin to deliver the Appraisal? I need an Appraisal .

How much does an Appraisal cost?

Who appraises a house, and what factors are taken into account?

Mortgage appraisals are regulated by the Banco de España Regulation ECO 805/2003, pursuant to Law 1/2013 of May 14. They must be performed by a qualified appraiser from a company approved by the Banco de España Tinsa.

A certified appraiser will determine the Appraisal value Appraisal home or Property various factors, such as location, local amenities, the type of building (single-family or multi-family) and the unit’s position within it, the Property floor area and layout, its views and natural light, the quality of construction materials, building systems, the elevator, shared amenities, age, condition, and other sustainability criteria.

The Appraisal report Appraisal the Appraisal value Appraisal property (on which the loan is based) and the reference amount used to determine the auction value (the minimum amount for which the property would be sold at auction if the loan is not repaid). This report provides security in the purchase, as it identifies any anomalies in the Property Registry, the Cadastre, or the property’s zoning status.

When does an Appraisal report expire?

How long does it take to sign a mortgage after the Appraisal?

Once the bank has received the Appraisal, the timeframe for signing the mortgage is typically between 15 and 20 days. This timeframe will depend on the financial institution, the notary, the buyer, and the seller.

Once the transaction has been approved by the financial institution, an appointment is scheduled at the notary’s office for the signing, which is attended by the bank’s representative, the buyer, and the seller of the property.

What is an Appraisal for?

Appraisals are documents that provide support and assurance for the monetary valuation of a Property :

Sales Management
Mergers
Real Estate Valuation
Expropriations
Separation of property in divorce
Inheritance

In addition, according to Article 2 of Regulation (EC) No. 805/2003, it is a mandatory document for:

Mortgage collateral for loans
Coverage of insurance companies' technical reserves
Determination of the net assets of real estate investment trusts
Determination of the Real Estate Holdings of Pension Funds

What happens if the Appraisal lower than the purchase price?

The Appraisal value is Appraisal “high” or “low.” It is a mercado value mercado by a certified, independent appraiser after analyzing the property’s characteristics and mercado conditions, among other factors. People tend to refer to it as “high” or “low” because it is compared to the buyer’s or seller’s expectations or to the sale price, which is a value agreed upon by both parties.

A Appraisal will allow you to secure a larger loan. Even if the Appraisal value Appraisal lower than the purchase price, this does not prevent the sale from going through. The buyer will simply have to contribute a larger amount of their own funds (savings) to cover the difference between the purchase price and the amount provided by the financial institution (typically 80% of Appraisal value).

Conducting an Appraisal finalizing the purchase agreement allows you to verify, before signing the preliminary contract, that the sale price aligns with mercado value mercado the total amount you can afford based on your savings.

See more Frequently Asked Questions

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