Appraisals of real estate and other assets for debt cancellation

At Tinsa, we offer comprehensive advice on asset valuation.

Real estate and associated rights

Personal property

Intangible assets

Businesses and companies

Now with a 25% discount for registered lawyers

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Achieve success in your Second Chance mechanism process with the leader in valuation.

EXPERIENCE

Tinsa has over 40 years of experience and enjoys widespread recognition and prestige in the justicia world.

QUALITY

Tinsa is approved and its valuations comply with the requirements established in the bankruptcy legislation and carried out.

BIG COVERAGE

With our extensive network of offices and experts throughout the territory we provide the coverage you need.

Valuation reports for legal proceedings

These valuation reports contain the legal approaches and values necessary to facilitate the work of lawyers in legal proceedings initiated for this purpose.

Rigor and Objectivity

The purposes envisaged are set out in accordance with the purpose for which they are intended.

The different scenarios of the process are considered, estimating all the values necessary for the success of the operation.

How the Second Chance Law works

Law 25/2015 on second chance mechanism, allows an individual or self-employed debtor, in good faith, to have the possibility to cancel or restructure their debts.

Under this law, the debtor in insolvency can be released from his debts or establish a payment mechanism in accordance with his actual situation.

Regarding mortgage debts, in the event that the foreclosure is carried out and the money is not enough to pay off the debt, the remaining debt, that is to say, the proportional part of the mortgage that is not covered with the delivery of the Property, could be exonerated with the benefits of said law.

Somehow it is intended to promote "dation in payment".

The insolvent debtor will be able to choose between 2 modalities at the time of taking advantage of the Second Chance Law:

Total cancellation of debts with liquidation of equity

or partial cancellation of debts with a payment plan.