exclusive partner of
Appraisal for estates
A target value for the " Property " to ensure fair distribution
#1 according to our customers
Use the cadastral reference and save time by identifying your Property.
An independent appraisal to determine the distribution of the herencia
Knowing the value of the “ Property ” makes it possible to calculate and justify its fair distribution among the heirs.
At Tinsa by Accumin, we bring 40 years of experience in real estate appraisal to help you reach an agreement.
Independent variable
A technical and impartial criterion to serve as the basis for the distribution of the Property.
Comprehensive Report
A report that summarizes the characteristics analyzed and explains the assessment.
Get answers to your questions
Contact us, and we'll help you with any questions you may have about the Appraisal.
96% of our customers recommend this service.
Why Choose Us?
Benefits of Having Your Home Appraised by Tinsa by Accumin
100% certified
Legally accepted by all banks under Law 5/2019 on Real Estate Credit Contracts.
Complete independence
An objective appraisal based on technical criteria, independent of the lender from whom you apply for your mortgage.
Legal Proceedings
The largest local service network in Madrid— Barcelona, Alicante…—and throughout Spain.
Income Statement
An official, certified, and signed report within 3–5 business days* after visiting Property.
* These timeframes are approximate and vary depending on the type of order. Tinsa does not guarantee delivery times under any circumstances.
Why isn't the assessed value enough?
The Cadastral reference value is calculated in bulk based on the recorded data and may not reflect specific details of the property ( Property), such as its actual condition or the layout of the dwelling.
How is it calculated?
Automatically, for all properties at once.
Is it evaluated by a technician?
No.
The State and Reforms
Does not address these issues.
Are you up to date with " mercado"?
No, it might be out of date.
How is it calculated?
Individual, for a specific Property .
Does a technician assess it?
Yes, the technician makes an in-person visit to Property.
The State and Reforms
covers these topics.
Are you up to date on " mercado"?
Yes.
An official " Appraisal " provides an objective benchmark from which to seek a fair settlement.
Trusted by financial institutions and government agencies.
A quick and easy process
Your " Appraisal " in 4 steps
All you'll need is the address or cadastral reference.
If you're missing anything, don't worry—we can help you get it sorted out.
Online Application
By providing the location or cadastral reference of the Property and its characteristics, you will receive a quote, and as soon as you confirm it, the process will begin at Appraisal.
Technical Inspection
A licensed architect, technical architect, or engineer will contact you as soon as possible to schedule a visit to Property.
Preparation of the report
The value of the property at Property will be calculated based on the required documentation from Property , along with the property appraisal at mercado for the area.
's Reports
To ensure the accuracy of the data, we will verify all the details and send you the mortgage Appraisal report via email.
Everything you need for your herencia
What other documents might you need —
—along with your Appraisal for the herencia?
When you apply, include the Nota Simple, the Energy Performance Certificate, the Condition Survey, and the household goods inventory—or all of them— to avoid having to handle each one separately.
We’ll take care of everything.
Nota simple
A document stating who is listed as the owner of the property at Property and any outstanding liens or debts.
This document is required to process the application at Appraisal.
Energy Performance Certificate
Assess the energy efficiency of the building ( Property). You must have a valid certificate to put an inherited home up for sale or rent.
Failure to have one may result in fines of up to €6,000.
Household goods
Determine the value of furniture, household goods, and everyday items so that they can also be taken into account in the distribution of the estate herencia.
Condition Survey
Determine the actual condition of the Property. Inspect more than 170 items (moisture levels, electrical wiring, plumbing, etc.).
If one of the heirs is going to keep it, it’s best to know this before finalizing the distribution.
At your own pace.
Pay in 3 convenient installments.
Whether you're just requesting the Appraisal or want to add more services to learn more about the Property and reduce uncertainties before making a purchase.
Pay in 3 interest-free installments
Thousands of people now know the true value of their home thanks to Tinsa
What our customers say
I've been a client of theirs before— Appraisal —when I bought a home, and everything went very smoothly. They were professional, fast, and provided a very clear report. Now I've requested a Appraisal for a herencia , and I placed the order online—everything went very smoothly.
Juan Alfonso ||
Verified purchaseMy experience with Angel Alberto was very good. He’s a very respectful, polite, and kind man. I needed to have my house appraised through herencia. These are sensitive situations. You have to pay online… which can make you wary. But no, no—you pay, the appraiser calls you, comes to your home, and then you just wait for the report in a few days. He was recommended to me, and I would recommend him as well. I’m not posting any photos for privacy reasons.
Maria Teresa II
Verified purchaseBoth times I requested documentation, and Appraisal , the service was excellent. Sales representative Lorena Parrilla was charming, and that makes it a pleasure to do business with them.
JFC Garage ||
Verified purchase
Frequently Asked Questions About Appraisals for the Distribution of Inheritances
We clear your doubts
It takes an average of three to five business days to complete an Appraisal after the appraiser visits the Property all the necessary documentation is available.
These delivery times are approximate and vary depending on the type of order. Tinsa does not guarantee delivery times under any circumstances.
Mortgage appraisals are regulated by the Banco de España Regulation ECO 805/2003, pursuant to Law 1/2013 of May 14. They must be performed by a qualified appraiser from a company approved by the Banco de España Tinsa.
A certified appraiser will determine the Appraisal value Appraisal home or Property various factors, such as location, local amenities, the type of building (single-family or multi-family) and the unit’s position within it, the Property floor area and layout, its views and natural light, the quality of construction materials, building systems, the elevator, shared amenities, age, condition, and other sustainability criteria.
Appraisal ’s report will reflect the property’s Appraisal value (on which the loan is based) and the reference for determining the auction value (the minimum amount for which the property would be sold at auction if the loan is not repaid). This report provides security in the sale, as it identifies any anomalies that may exist in the Property Registry, the Cadastral Registry, or the property’s zoning status.
The validity period of Appraisal home Appraisal report Appraisal mortgage purposes is six months from the date the report is issued.
Appraisals are documents that provide support and assurance for the monetary valuation of a Property :
- Sales Management
- Mergers
- Real Estate Valuation
- Expropriations
- Separation of property in divorce
- Inheritance
In addition, according to Article 2 of Regulation (EC) No. 805/2003, it is a mandatory document for:
- Mortgage collateral for loans
- Coverage of insurance companies' technical reserves
- Determination of the net assets of real estate investment trusts
- Determination of the Real Estate Holdings of Pension Funds
The Appraisal value is Appraisal “high” or “low.” It is a mercado value mercado by a certified, independent appraiser after analyzing the property’s characteristics and mercado conditions, among other factors. People tend to refer to it as “high” or “low” because it is compared to the buyer’s or seller’s expectations or to the sale price, which is a value agreed upon by both parties.
Performing a ` Appraisal ` before finalizing a distribution agreement allows you to verify that the value of ` Property ` matches the value of ` mercado`.
Certifications and Accreditations
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